Share Savings Account
Your Share Savings account is your primary account at the Credit Union. Each member is required to have a minimum balance of $25.00 (one share) at all times in this primary share account to maintain their membership.

Your account at Western Vista earns one of the higher rates in the market for a savings account. Plus, the more you retain in this account, the higher the rate of return.The tiers are as follows on the average daily balance:

Rainbow Savings
This "Pay-Yourself-First" account is an easy, safe, & convenient way to start a good savings habit - you make automatic deposits every month, and have limited access so you're not inclined to spend it as fast as you save it! It pays higher dividends than your regular share savings account.

Low $25 minimum monthly automatic deposit required
Now paying 2.75% Annual Percentage Yield
60 day notice for withdrawals without penalty
Limited to 2 withdrawals per year

Liquid Gold Account
This account is designed to give you the liquidity that you need in times of fluctuating rates, with the interest that meets the needs of Savvy investors.

Rates are subject to change at anytime you must maintain an average daily balance to maintain these yields. A minimum balance of $100,000 is required to avoid a monthly transaction fee of $15. This account allows you to make up to six withdrawals or transfers. This account is insured up to $100,000 by the NCUA

Pollywog- Kid's Savings Club
Children 12 years and younger can earn a better rate than a traditional savings account. All it takes is $5.00 to get started. (Each child must also have a regular share account first with the $25.00 minumum balance before opening the PennyWise account) It’s considered a starter account for most kids and we reward them on their efforts.

Once your child turns the age of 13 years, the account is converted to a regular share savings. So start early and earn great rates while they're young.

Special Share Savings Accounts
We allow members to have multiple savings accounts that they can designate for their own special savings purposes: Christmas, Vacation, Building Funds, Car Funds, Educational Funds, etc. Visit with a Member Service Representative to have them help customize your own specail account complete with direct deposit, ACH deposits or funds transfers from other accounts.

Direct Deposit
With direct deposit, you don't have to wait in line on pay day to deposit your check. It's a safe, easy way to have your payroll or recurring checks deposited right into your savings or checking account, saving you time and money each month. Avoid having social security or payroll checks sit in your mail box when they could be deposited directly and safely into your account. Sign up for Direct Deposit now!