Products & Services

Western Vista was established to provide you and your family with a lifetime of financial services for all stages of your life. We offer accounts and services to put you in control of your finances and to make you more comfortable with your financial decision-making.

If you have any questions about any of the products or services we offer, please call a Member Service Representative at (307) 634-2197 in Cheyenne, (307) 234-8194 in Casper, or toll-free at 1-800-310-2197.

Loans
New and Used Vehicle Loans
Beat dealer financing by getting a great rate and taking advantage of cash back dealer incentives. We offer 100% financing with a variety of terms and special programs to fit your budget. View more at CU Auto Online.

Recreational Vehicles
Finance a New or Used Motor Home, Camper, Trailer, Fishing or Ski boat, Quad, Snowmobile, Motorcycle, Horse Trailer, or Water Craft. View more at CU Auto Online.

VISA Credit Card
Your VISA card costs less at WVFCU. No annual fee, no cash advance fees, and a low interest rate for purchases.

1st & 2nd Mortgages
A home for your mortgage, and a mortgage for you home. Loans to fit your budget, income and lifestyle. View more at CU Mortgage Online.

Home Equity Loans
Use the equity in your home to secure funds for that major purchase or investment. You decide how you’ll spend the money.

Share/Certificate Secured Loans
Use your savings as collateral for our lowest loan rates available.

Personal Loans
Your signature is the only security required. Use personal loans for bill consolidation, appliances, vacations, car repairs, weddings, medical bills or anything you’d like.

Deposit
Savings Accounts
Each member is required to have a minimum balance of $25.00 (one share) in a regular share account to maintain their credit union membership.

Rainbow Savings
Special high dividend savings with $25 minimum monthly deposit required, limited to 2 withdrawals per year with a 60 day notice. Call for details.

Kid’s Savings Club
For kids age 12 and under. Special, higher rates paid and cool incentives for saving!

Checking Accounts
Free Checking with Interest and Rewards or E-Checking. Deposits can be made through payroll deduction, direct deposit or electronic funds transfer.

Money Market Account
Higher rates available without the terms of Certificate accounts. Four separate rate levels are available, based on account balance.

Debit/ATM Card
Enjoy 24 hour access to your savings and checking accounts, with unlimited free use at WVFCU ATMs and for point-of-sale purchases. Free access at an additional 20,000 Co-op Network ATMs across America.

  Direct Deposit
A convenient way to manage your money. No need to stop by on your payday, funds are deposited as direct into Checking, Savings, Rainbow, Money Market, IRA, Christmas or Special savings. You can also use Direct Deposit to make payments on your loan or VISA account.

Certificates of Deposits (CDs)
Higher rates paid for terms from 6 months to 60 months. A $500.00 minimum balance is required.

  Individual Retirement Accounts (IRA)
Dividends earned on an IRA are tax-free until withdrawn. In most cases, up to $2,000 deposited in an IRA can be tax deductible. Call for details. Western Vista offers Traditional IRAs, Roth & Education IRAs You can use an IRA to save for a first-time home purchase or college education. Call for details.