|
Loan Rates
Savings Rates
Certificate Rates
Loan Rates
These rates are current and were effective July 9, 2008. Rates subject to change at any time.
| Auto Loans |
|
Rates |
|
|
| |
2005 and newer |
5.25 |
% |
|
| |
2001 to 2004 |
5.50 |
% |
|
| |
2000 and older |
7.30 |
% |
|
| |
|
|
|
|
| RVs |
|
Rates |
|
|
| |
RVs 2005 and Newer |
6.10 |
% |
|
| |
RVs 1984 to 2004
|
6.60 |
% |
|
| |
Motorcycles, ATVs and Personal Watercraft |
7.85 |
% |
|
| |
|
|
|
|
| Unsecured |
|
Rates |
|
|
| |
Signature Loans |
16.40 |
% |
|
| |
|
|
|
|
| Credit Cards |
|
Rates |
|
|
| |
Visa Platinum |
8.5 |
% |
|
| |
Visa Gold |
11.50 |
% |
|
| |
|
|
|
|
Real Estate
|
|
Rates |
|
|
| |
Second Mortgage |
6.00 |
% |
|
| |
Home Equity Line of Credit |
4.50 |
% |
|
| |
Land Loans |
7.75 |
% |
|
Rates stated are the best rate available, your rate will reflect your credit score and credit history.
For more information about rates and terms call 800-310-2197.
First Mortgage rates change daily - Please contact us for most current rates and terms.
APR = Annual Percentage Rate. Rates are subject to change without notice.
Select terms and conditions apply.
Savings Rates
| |
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
|
| Liguid Gold |
|
|
|
|
|
|
|
|
|
| |
$ |
500 |
$ |
49,999 |
0.99 |
% |
1.00 |
% |
|
| |
$ |
50,000 |
$ |
99,999 |
2.23 |
% |
2.25 |
% |
|
| |
$ |
100,000 |
|
|
2.72 |
% |
2.75 |
% |
|
| |
|
|
|
|
|
|
|
|
|
Savings
|
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
49
|
0.00 |
%
|
0.00
|
%
|
|
| |
$ |
50
|
$ |
499
|
0.50
|
%
|
0.50
|
%
|
|
| |
$
|
500
|
$ |
4,999
|
0.75
|
%
|
0.75 |
%
|
|
| |
$
|
5,000
|
$ |
9,999
|
0.75 |
% |
0.75
|
%
|
|
| |
$ |
10,000
|
|
|
1.00
|
%
|
1.00
|
% |
|
| |
|
|
|
|
|
|
|
|
|
Free Checking
|
|
|
|
|
|
|
|
|
|
| |
$ |
0
|
$
|
4,999
|
0.25
|
%
|
0.25
|
%
|
|
| |
$
|
5,000
|
$
|
9,999
|
0.50
|
%
|
0.50
|
%
|
|
| |
$ |
10,000 |
$ |
24,999 |
0.75 |
% |
0.75 |
% |
|
| |
$ |
25,000 |
$ |
49,999 |
0.99 |
% |
1.00 |
% |
|
| |
$ |
50,000 |
|
|
1.49 |
% |
1.50 |
% |
|
| |
|
|
|
|
|
|
|
|
|
Money Market
|
|
|
|
|
|
|
|
|
|
| |
$ |
0
|
$ |
2,499
|
0.00
|
%
|
0.00
|
% |
|
| |
$ |
2,500
|
$ |
24,999
|
1.00
|
% |
1.00
|
%
|
|
| |
$ |
25,000
|
$ |
49,999
|
1.64
|
%
|
1.65
|
%
|
|
| |
$ |
50,000
|
$ |
99,999
|
2.28 |
%
|
2.30
|
%
|
|
| |
$ |
100,000 |
|
|
2.72 |
% |
2.75 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Club Accounts |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
|
|
.996 |
% |
1.00 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Rainbow*** |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
|
|
2.720 |
% |
2.75 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Pollywog Acct^ |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
2,499 |
1.490 |
% |
1.50 |
% |
|
| |
$ |
2,500 |
|
|
0.740 |
% |
0.75 |
% |
|
These rates are current and effective as of July 9, 2008. Share Dividends are declared and paid on the last day of the quarter. For HIGH YIELD savings options, you always rate better at your Credit Union! Start saving more today! Rates subject to change without notice. Please contact a Member Service Representative for current rates.
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* Average Daily Minimum Balance
** Annual Percentage Yield
*** Monthly Deposit Required
^ Childrens's Account up to age 12
Certificate and IRA Rates
These rates are current and effective as of July 9, 2008. Invest part of your retirement savings in an insured certificate at Western Vista with a gauranteed rate of return. Competitive rates, from 6 to 60 months available! Please call for Certificate rates and be sure to ask about Certificate Specials!
Certificates
|
|
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
| |
6 Month
|
$ |
0 |
$ |
9,999 |
2.23 |
% |
2.25 |
% |
| |
|
$ |
10,000 |
|
|
2.48 |
% |
2.50 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
12 Month
|
$ |
500 |
$ |
9,999 |
2.52 |
% |
2.55 |
% |
| |
|
$ |
10,000 |
|
|
2.77 |
% |
2.80 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
18 Month
|
$ |
500 |
$ |
9,999 |
2.62 |
% |
2.65 |
% |
| |
|
$ |
10,000 |
|
|
2.87 |
% |
2.90 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
2 Year
|
$ |
500 |
$ |
9,999 |
3.02 |
% |
3.05 |
% |
| |
|
$ |
10,000 |
|
|
3.26 |
% |
3.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
3 Year
|
$ |
500 |
$ |
9,999 |
3.02 |
% |
3.05 |
% |
| |
|
$ |
10,000 |
|
|
3.26 |
% |
3.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
4 Year
|
$ |
500 |
$ |
9,999 |
3.11 |
% |
3.15 |
% |
| |
|
$ |
10,000 |
|
|
3.36 |
% |
3.40 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
5 Year
|
$ |
500 |
$ |
9,999 |
3.21 |
% |
3.25 |
% |
| |
|
$ |
10,000 |
|
|
3.45 |
% |
3.50 |
% |
| |
|
|
|
|
|
|
|
|
|
| Regular / Roth IRA |
|
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
| |
6 Month |
$ |
500 |
|
|
2.48 |
% |
2.50 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
12 Month |
$ |
500 |
|
|
2.77 |
% |
2.80 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
2 Year |
$ |
500 |
|
|
3.26 |
% |
3.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
3 Year |
$ |
500 |
|
|
3.26 |
% |
3.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
4 Year |
$ |
500 |
|
|
3.36 |
% |
3.40 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
5 Year |
$ |
500 |
|
|
3.45 |
% |
3.50 |
% |
Certificate Dividends are paid on the last day of the quarter. Rates subject to change without notice. Please contact a Member Service Representative for current rates.
|
