| Rates |
Loan Rates
Savings Rates
Certificate Rates
These rates are current as of January 19, 2012
Rates subject to change at any time.
Loan Rates*
| Auto Loans^ |
|
Rates as low as
|
|
Term |
| |
2009 and newer |
2.25
|
% |
60 M |
| |
2001 to 2008 |
3.15 |
% |
66 M |
| |
2000 and older
|
3.65
|
% |
66 M |
| |
|
|
|
|
| |
|
|
|
|
| RVs^ |
|
Rates as low as |
|
Term |
| |
RVs 2009 and Newer |
8.45 |
% |
60 M |
| |
RVs 2000 to 2008 |
8.95 |
% |
60 M |
| |
RVs 1999 and older |
10.45 |
% |
60 M |
| |
ATVs, Snowmachines or Personal Watercraft |
8.45 |
% |
60 M |
| |
|
|
|
|
| Motorcycles^ |
|
Rates as low as |
|
Term |
| |
Classic, Vintage, Touring, BMW or Harley |
3.00 |
% |
60 M |
| |
All Others |
8.20 |
% |
36 M |
| |
|
|
|
|
| Unsecured |
|
Rates as low as |
|
|
| |
Signature Loans |
18.00 |
% |
|
| |
|
|
|
|
| Credit Cards |
|
Rates as low as |
|
|
| |
Visa Platinum |
6.75 |
% |
* |
| |
|
|
|
|
| Real Estate |
|
Rates as low as |
|
|
| |
Second Mortgage |
5.50 |
% |
84 M |
| |
Home Equity Line of Credit |
5.00 |
% |
|
| |
Land Loans |
7.75 |
% |
|
* Rates stated are the best rate available, your rate will reflect your credit score, credit historyand loan type.
For more information about rates and terms call 800-310-2197.
First mortgage rates change daily - Please contact us for the most current rates and terms.
APR = Annual Percentage Rate.
Rates are subject to change without notice.
Select terms and conditions apply.
^ Auto and Motorcylce Loans are subject to rate surcharges based on mileage and loan to value, rate discounts can be applied for shorter terms.
Savings Rates
| |
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
|
| Liquid Gold4 |
|
|
|
|
|
|
|
|
|
| |
$ |
500 |
$ |
49,999 |
0.25 |
% |
0.25 |
% |
|
| |
$ |
50,000 |
$ |
99,999 |
0.40 |
% |
0.40 |
% |
|
| |
$ |
100,000 |
|
|
0.65 |
% |
0.65 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Savings |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
49 |
0.00 |
%
|
0.00
|
%
|
|
| |
$ |
50 |
$ |
499 |
0.05 |
% |
0.05 |
% |
|
| |
$ |
500 |
$ |
4,999 |
0.05 |
% |
0.05 |
% |
|
| |
$ |
5,000 |
$ |
9,999 |
0.10 |
% |
0.10 |
% |
|
| |
$ |
10,000 |
|
|
0.15 |
% |
0.15 |
% |
|
| |
|
|
|
|
|
|
|
|
|
Free Checking
|
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
4,999 |
0.05 |
% |
0.05 |
% |
|
| |
$ |
5,000 |
$ |
9,999 |
0.05 |
% |
0.05 |
% |
|
| |
$ |
10,000 |
$ |
24,999 |
0.10 |
% |
0.10 |
% |
|
| |
$ |
25,000 |
$ |
49,999 |
0.15 |
% |
0.15 |
% |
|
| |
$ |
50,000 |
|
|
0.15 |
% |
0.15 |
% |
|
| |
|
|
|
|
|
|
|
|
|
Money Market
|
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
2,499 |
0.00 |
% |
0.00 |
% |
|
| |
$ |
2,500 |
$ |
24,999 |
0.15 |
% |
0.15 |
% |
|
| |
$ |
25,000 |
$ |
49,999 |
0.20 |
% |
0.20 |
% |
|
| |
$ |
50,000 |
$ |
99,999 |
0.30 |
% |
0.30 |
% |
|
| |
$ |
100,000 |
|
|
0.40 |
% |
0.40 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Rainbow*** |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
|
|
0.35 |
% |
0.35 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Pollywog Acct^ |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
2,499 |
0.10 |
% |
0.10 |
% |
|
| |
$ |
2,500 |
|
|
0.05 |
% |
0.05 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Business Platinum Checking4 |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
0.25 |
% |
0.25 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| IRA Shares |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
0.32 |
% |
0.35 |
% |
|
Share Dividends are declared and paid on the last day of the quarter.
For HIGH YIELD savings options, you always rate better at your Credit Union!
Start saving more today!
Rates subject to change without notice.
Please contact a Member Service Representative for current rates.
* Average Daily Minimum Balance
** Annual Percentage Yield
*** Monthly Deposit Required (Rate effective 6/16/11)
^ Children's Account up to age 12 (Rate effective 6/16/11)
4 Rate effective 6/16/11
Certificate and IRA Rates
Invest part of your retirement savings in an insured certificate with a guaranteed rate of return.
Competitive rates, from 6 to 60 months available!
Please call for Certificate rates and be sure to ask about Certificate Specials!
Certificates
|
|
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
| |
6 Month
|
$ |
500 |
$ |
9,999 |
0.15 |
% |
0.15 |
% |
| |
|
$ |
10,000 |
|
|
0.40 |
% |
0.40 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
12 Month
|
$ |
500 |
$ |
9,999 |
0.55 |
% |
0.55 |
% |
| |
|
$ |
10,000 |
|
|
0.80 |
% |
0.80 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
18 Month
|
$ |
500 |
$ |
9,999 |
0.60 |
% |
0.60 |
% |
| |
|
$ |
10,000 |
|
|
0.85 |
% |
0.85 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
24 Month |
$ |
500 |
$ |
9,999 |
0.95 |
% |
0.95 |
% |
| |
|
$ |
10,000 |
|
|
1.19 |
% |
1.20 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
3 Year
|
$ |
500 |
$ |
9,999 |
1.05 |
% |
1.05 |
% |
| |
|
$ |
10,000 |
|
|
1.29 |
% |
1.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
4 Year
|
$ |
500 |
$ |
9,999 |
1.39 |
% |
1.40 |
% |
| |
|
$ |
10,000 |
|
|
1.64 |
% |
1.65 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
5 Year
|
$ |
500 |
$ |
9,999 |
1.74 |
% |
1.75 |
% |
| |
|
$ |
10,000 |
|
|
1.99 |
% |
2.00 |
% |
Please contact the Credit Union for additional terms and rates.
| IRA Share |
|
|
|
|
|
Rate |
|
APY** |
|
| |
|
|
|
|
|
0.40
|
%
|
0.40
|
% |
| Regular / Roth IRA |
|
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
| |
6 Month |
$ |
500 |
|
|
0.40 |
% |
040. |
% |
| |
|
|
|
|
|
|
|
|
|
| |
12 Month |
$ |
500 |
|
|
0.80 |
% |
0.80 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
2 Year |
$ |
500 |
|
|
1.19 |
% |
1.20 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
3 Year |
$ |
500 |
|
|
1.29 |
% |
1.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
4 Year |
$ |
500 |
|
|
1.64 |
% |
1.65 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
5 Year |
$ |
500 |
|
|
1.99 |
% |
2.00 |
% |
Certificate Dividends are paid on the last day of the quarter.
Rates subject to change without notice.
Please contact a Member Service Representative for current rates
|
