|
Loan Rates
Savings Rates
Certificate Rates
Loan Rates
These rates are current and were effective September 18, 2008. Rates subject to change at any time.
| Auto Loans^ |
|
Rates |
|
|
| |
2008 and newer |
5.00 |
% |
|
| |
2006 to 2007 |
5.50 |
% |
|
| |
2004 to 2005
|
6.00 |
% |
|
| |
2000 to 2003 |
6.50 |
% |
|
| |
1999 and older |
7.00 |
% |
|
| |
|
|
|
|
| RVs |
|
Rates |
|
|
| |
RVs 2005 and Newer |
6.85
|
% |
|
| |
RVs 1998 to 2004
|
7.35 |
% |
|
| |
ATVs and Personal Watercraft |
8.10 |
% |
|
| |
|
|
|
|
| Motorcycles |
|
Rates |
|
|
| |
Classic, Vintage, Touring, BMW or Harley |
5.00 |
% |
|
| |
All Others
|
8.10 |
% |
|
| |
|
|
|
|
| Unsecured |
|
Rates |
|
|
| |
Signature Loans |
16.40 |
% |
|
| |
|
|
|
|
| Credit Cards |
|
Rates |
|
|
| |
Visa Platinum |
8.5 |
% |
|
| |
Visa Gold |
11.50 |
% |
|
| |
|
|
|
|
Real Estate
|
|
Rates |
|
|
| |
Second Mortgage |
6.00 |
% |
|
| |
Home Equity Line of Credit |
4.50 |
% |
|
| |
Land Loans |
7.75 |
% |
|
Rates stated are the best rate available, your rate will reflect your credit score and credit history.
For more information about rates and terms call 800-310-2197.
First Mortgage rates change daily - Please contact us for most current rates and terms.
APR = Annual Percentage Rate. Rates are subject to change without notice.
Select terms and conditions apply.
^ Auto Loans are subject to rate surcharges based on Mileage and Loan to Value.
Savings Rates
| |
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
|
| Liquid Gold |
|
|
|
|
|
|
|
|
|
| |
$ |
500 |
$ |
49,999 |
0.99 |
% |
1.00 |
% |
|
| |
$ |
50,000 |
$ |
99,999 |
2.72 |
% |
2.75 |
% |
|
| |
$ |
100,000 |
|
|
2.96 |
% |
3.00 |
% |
|
| |
|
|
|
|
|
|
|
|
|
Savings
|
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
49
|
0.00 |
%
|
0.00
|
%
|
|
| |
$ |
50
|
$ |
499
|
0.50
|
%
|
0.50
|
%
|
|
| |
$
|
500
|
$ |
4,999
|
0.75
|
%
|
0.75 |
%
|
|
| |
$
|
5,000
|
$ |
9,999
|
0.75 |
% |
0.75
|
%
|
|
| |
$ |
10,000
|
|
|
1.00
|
%
|
1.00
|
% |
|
| |
|
|
|
|
|
|
|
|
|
Free Checking
|
|
|
|
|
|
|
|
|
|
| |
$ |
0
|
$
|
4,999
|
0.25
|
%
|
0.25
|
%
|
|
| |
$
|
5,000
|
$
|
9,999
|
0.50
|
%
|
0.50
|
%
|
|
| |
$ |
10,000 |
$ |
24,999 |
0.75 |
% |
0.75 |
% |
|
| |
$ |
25,000 |
$ |
49,999 |
0.99 |
% |
1.00 |
% |
|
| |
$ |
50,000 |
|
|
1.49 |
% |
1.50 |
% |
|
| |
|
|
|
|
|
|
|
|
|
Money Market
|
|
|
|
|
|
|
|
|
|
| |
$ |
0
|
$ |
2,499
|
0.00
|
%
|
0.00
|
% |
|
| |
$ |
2,500
|
$ |
24,999
|
1.00
|
% |
1.00
|
%
|
|
| |
$ |
25,000
|
$ |
49,999
|
1.64
|
%
|
1.65
|
%
|
|
| |
$ |
50,000
|
$ |
99,999
|
2.28 |
%
|
2.30
|
%
|
|
| |
$ |
100,000 |
|
|
2.72 |
% |
2.75 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Club Accounts |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
|
|
.996 |
% |
1.00 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Rainbow*** |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
|
|
2.720 |
% |
2.75 |
% |
|
| |
|
|
|
|
|
|
|
|
|
| Pollywog Acct^ |
|
|
|
|
|
|
|
|
|
| |
$ |
0 |
$ |
2,499 |
1.490 |
% |
1.50 |
% |
|
| |
$ |
2,500 |
|
|
0.740 |
% |
0.75 |
% |
|
These rates are current and effective as of October 1, 2008. Share Dividends are declared and paid on the last day of the quarter. For HIGH YIELD savings options, you always rate better at your Credit Union! Start saving more today! Rates subject to change without notice. Please contact a Member Service Representative for current rates.
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* Average Daily Minimum Balance
** Annual Percentage Yield
*** Monthly Deposit Required
^ Children's Account up to age 12
Certificate and IRA Rates
These rates are current and effective as of November 13, 2008. Invest part of your retirement savings in an insured certificate at Western Vista with a guaranteed rate of return. Competitive rates, from 6 to 60 months available! Please call for Certificate rates and be sure to ask about Certificate Specials!
Certificates
|
|
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
| |
6 Month
|
$ |
0 |
$ |
9,999 |
2.43 |
% |
2.45 |
% |
| |
|
$ |
10,000 |
|
|
2.67 |
% |
2.70 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
12 Month
|
$ |
500 |
$ |
9,999 |
2.97 |
% |
3.00 |
% |
| |
|
$ |
10,000 |
|
|
3.21 |
% |
3.25 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
18 Month
|
$ |
500 |
$ |
9,999 |
2.97 |
% |
3.00 |
% |
| |
|
$ |
10,000 |
|
|
3.21 |
% |
3.25 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
2 Year
|
$ |
500 |
$ |
9,999 |
2.97
|
% |
3.00 |
% |
| |
|
$ |
10,000 |
|
|
3.21 |
% |
3.25 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
3 Year
|
$ |
500 |
$ |
9,999 |
3.02 |
% |
3.05 |
% |
| |
|
$ |
10,000 |
|
|
3.26 |
% |
3.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
4 Year
|
$ |
500 |
$ |
9,999 |
3.11 |
% |
3.15 |
% |
| |
|
$ |
10,000 |
|
|
3.36 |
% |
3.40 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
5 Year
|
$ |
500 |
$ |
9,999 |
3.21 |
% |
3.25 |
% |
| |
|
$ |
10,000 |
|
|
3.45 |
% |
3.50 |
% |
| |
|
|
|
|
|
|
|
|
|
| Regular / Roth IRA |
|
|
Minimum Bal.* |
|
Top of Tier |
Rate |
|
APY** |
|
| |
6 Month |
$ |
500 |
|
|
2.67 |
% |
2.70 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
12 Month |
$ |
500 |
|
|
3.21 |
% |
3.25 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
2 Year |
$ |
500 |
|
|
3.21 |
% |
3.25 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
3 Year |
$ |
500 |
|
|
3.26 |
% |
3.30 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
4 Year |
$ |
500 |
|
|
3.36 |
% |
3.40 |
% |
| |
|
|
|
|
|
|
|
|
|
| |
5 Year |
$ |
500 |
|
|
3.45 |
% |
3.50 |
% |
Certificate Dividends are paid on the last day of the quarter. Rates subject to change without notice. Please contact a Member Service Representative for current rates.
|
