On March 4 and March 5, We will be conducting staff training.

You may experience delays in service, both in-person and when calling. We thank you for your patience during this time. We encourage you to use our Mobile App, Online Banking or shared branches as solutions for transfers and payments. You can use Mobile Deposit, our drive up ATMs, or a shared service branch to make deposits.
We thank you for your patience as we work to improve Western Vista.

Auto Loans 1.99%* APR
RV 4.99%* APR
Motorcycles 1.99%* APR
Unsecured 18.00% APR
Credit Cards 6.75%* APR
Real Estate 3.50%* APR

Savings Rates

Share Savings
Balance Rate APY
less than $49 .00% APY
$50 to $499 .05% APY
$500 to $4,999 .05% APY
$5,000 to $9,999 .10% APY
Greater than $10,000 .15% APY
Liquid Gold
less than $49,999 .10% APY
$50,001 to $99,999 .25% APY
$100,000 to $249,999 .40% APY
Greater than $250,000.60%APY
Rainbow Accounts
Share .35% APY
Traditional IRA .35% APY
Roth IRA .35% APY

Checking Accounts

Balance Rate  
Relationship
less than $4,999 .02% APY
$5,000 to $9,999 .02% APY
$10,000 to $24,999 .05% APY
$25,000 to $49,999 .05% APY
Greater than $50,000 .05% APY
Business Platinum
Greater than $0 .15% APY

Money Market Accounts

Balance Rate  
Relationship
less than $2,499 .00% APY
$2,500 to $24,999 .05% APY
$24,999 to $49,999 .10% APY
$50,000 to $99,999 .15% APY
Greater than $100,000 .25% APY

IRA Accounts

Share Savings
Shares .15% APY
Term Balance Rate
IRA Shares will be decreasing to .15% as of September 1st.
Traditional IRA term/Certificates
6 Month greater than $500 .25% APY
12 Month greater than $500 .50% APY
24 Month greater than $500 .85% APY
36 Month greater than $500 1.10% APY
48 Month greater than $500 1.30% APY
60 Month greater than $500

1.5% APY

Roth IRA term/Certificates

6 Month greater than $500 .25% APY
12 Month greater than $500 .50% APY
24 Month greater than $500 .85% APY
36 Month greater than $500 1.10% APY
48 Month greater than $500 1.30% APY
60 Month greater than $500

1.5% APY

Educational IRA term/Certificates
12 Month greater than $500 .50% APY
24 Month greater than $500 .50% APY
SEP IRA Certificates
12 months greater than $500 .50% APY
24 months greater than $500 .50% APY

Certificates/Term Deposits

Term Balance Rate
6 Month $500 to 9,999 .05% APY
6 Month greater than $10,000 .25% APY
12 Month $500 to 9,999 .35% APY
12 Month greater than $10,000 .50% APY
18 Month $500 to 9,999 .45% APY
18 Month greater than $10,000

.60% APY

24 Month $500 to 9,999 .70% APY
24 Month greater than $10,000 .85% APY
36 Month $500 to 9,999 1.00% APY
36 Month greater than $10,000 1.10% APY
48 Month $500 to 9,999 1.15% APY
48 Month greater than $10,000

1.29% APY

60 Month $500 to 9,999      1.39% APY
60 Month greater than $10,000 1.49% APY


When To Start Saving for College

If you have children or are thinking about having children you may be asking yourself when should I start saving for my kids college?

Click here to read more
2/25/2015

Answers to some of the question we receive online at wvista@wvista.com

Read more here

2/25/2015
Did you know Western Vista offers High School and College Student Several Scholarship opportunites.

Scholarship Winners
2/25/2015

05/25/2015
All Western Vista branch offices will be closed on Monday, May 25 in observation of Memorial Day.

05/25/2015
Memorial Day


Community description

Lending policy: Your qualifying rate depends on credit qualifications including loan amount to value of vehicle, down payment, term of loan, year of vehicle, residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months with an APR of 3.24% your monthly payment would be $361.51.
APR = Annual Percentage Rate for loan products.
APY = Annual Percentage Yield for investment and savings products.

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