Lending policy: Your qualifying rate depends on credit qualifications including loan amount to value of vehicle, down payment, term of loan, year of vehicle, residential status, credit and employment history. Payment example: If you borrow $20,000 for 60 months with an APR of 3.24% your monthly payment would be $361.51.
APR = Annual Percentage Rate for loan products.
APY = Annual Percentage Yield for investment and savings products.

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