FACTS: What DOES WESTERN VISTA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

what?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Income
  • Assets
  • Transaction History
  • Account Balances
  • Credit Score
  • Credit History

When you are no longer our member, we continue to share your information as described in this notice.

HOW?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Western Vista FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes, to offer our products and services to you.
For joint marketing with other financial companies
.
For our affiliates’ everyday business purposes;
information about your transactions and experiences No We do not share
For our affiliates’ everyday business purposes
; information about your creditworthiness No We do not share
For our affiliates to market to you

For nonaffiliates to market to you
No N/A
Note:
• We do no disclose nonpublice personal information about former Western Vista Members
To Limit our

Sharing

• Call 800-310-2197

• Please Note:
If you are a new member, we can begin sharing your information 30 days from the date
we sent this notice. When you are no longer a member, we can continue to share your information as

described in this notice.

• However, you can contact us at any time to limit our sharing.

Questions?
• Call 800-310-2197
Who we are

Who is providing this notice?
Western Vista Federal Credit Union
Definitions

Affiliates
Companies related by common ownership or control. They can be financial, nonfinancial
companies, and may include non depository products.

Our affiliates include financial companies, such as: TruStage Insurance
Agency LLC.

Nonaffiliates
Companines not related by common ownership or control. They can be financial and
nonfinancial companies.

Western Vista does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.

Our joint marketing partners include an investment & insurance services company.

What we do
How does Western Vista

Federal Credit Union protect

my personal information?

To protect your personal information from unathorized access and use, we use security

measures that comply with federal law. These measures include computer safeguards and

secured files and buildings. We authorize our employees to get your information only when

they need it to do their work, and we require companies that work for us to protect your

information.

How does Western Vista

Federal Credit Union collect

my personal information?

We collect your personal information, for example, when you:

Open an account
Request a service
Apply for a loan
We also collect information from others such as a credit bureau.

Why can’t I limit all sharing
Federal Law gives you the right to limit only
Sharing for affiliates’ everday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you addtional rights to limit sharing.

What happens when I limit

sharing for an account I hold

jointly with someone else?

Your choices will apply to everyone on the account.

Important Privacy Choices

for Consumers

You have the right to control whether we share some of your personal informaton.

Please read the following information carefully before you make your choices below.

Your rights
You have the following rights to restrict the sharing of personal and financial information with outside companies that
we do business with. Nothing in this for prohibits the sharing of information necessary for us to follow the law, as

permitted by law, or to give you the best service on your accounts with us. This includes sending you information

about some other products or services.

Your

Choices

Restrict information sharing with other companies we do busines with to provide financial products and services:

Unless you say “NO”, we may share personal and financial information about you with outside companies we

contract with to provide financial products and services to you.

No, please do not share my personal and financial information with outside companies you contract with to

provide financial products and services

Time sensitive reply

You may make your privacy choice(s) at any time. Your choice(s) marked here will remain unless you state otherwise. However

if we do not hear from you we may share some of your information with companies with whom we have contracts to provide

products and services.

Name

Account #:

Please include account number suffix

Signature

To Exercise your choices, please do one of the following

Complete , sign and mail or fax this form to us at the address listed below:

Western Vista Credit Union

P. O. Box 20105

Cheyenne, WY 82003

You may want to make a copy of this form for your records.

Call us at one of the numbers listed below:

Toll-free: 800-310-2197

Locally: 307-634-2197