Share Insurance

The National Credit Union Administration’s (NCUA) Share Insurance Estimator lets consumers, credit unions, and their members know how its share insurance rules apply to member share accounts—what’s insured and what portion (if any) exceeds coverage limits.

NCUA share insurance estimator

Mortgage Calculators

Western Vista Mortgage Calculators

It’s helpful to know your monthly mortgage before you invest in a new home. Calculate your monthly payment with applicable financial charges, PMI, hazard insurance and property taxes.

How much will my mortgage be?

Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

What home can I afford?

This calculator will help you determine income requirements for the house you want to purchase and provide information on what your current situation will allow you to purchase.

How much will I qualify for?

Loan Calculators

Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Amortizing loan calculator

Credit Cards and Debt Management

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Accelerated Debt Payoff

Use this calculator as a starting point for your debt management plan.

How much do you owe?

Auto Calculators

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

Auto rebate vs. low interest financing

Should you lease your next automobile or finance it? Find out with this calculator!

Lease vs. buy

Investment Calculators

It may surprise you how much more you could accumulate in savings simply by repositioning assets and investing to achieve potentially a slightly higher return. Even one, two or three percent return over a short number of years can make a difference in your investing accounts.

What is the long-term impact of investing?

Retirement Savings and Planning

There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.

401(k) Spend It or Save It Calculator

Tax Calculators

Use this calculator to determine your potential tax savings with a tax deductible gift to charity. This calculator sorts through the tax brackets and filing options to estimate the actual tax savings of your charitable gift.

Charitable Giving Tax Savings

Savings Calculators

Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.

Benefit of Spending Less

Use this calculator to help develop or fine tune your education savings plan.

College Savings

Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

Lunch Savings

Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.

Vice Savings

Personal Finance

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Net Worth

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

Student Budget