Panorama Checking Account
Come enjoy the view from the best checking account in town: Panorama Checking!*
This account is truly the best of the best, with no monthly fees and a guaranteed 3.0% APY** dividend each month you qualify.
Each QUaLIFICATION cycle, you’ll enjoy:
- 3.0% APY dividend (a.k.a. cash back) on account balances up to $15,000***
- Up to $25 in ATM fee refunds (limit $5 per transaction) within the U.S.
(And when we say 3.0%, that’s exactly what you’ll get! No complicated tiers — 3.0% back on balances up to $15,000 every single month you qualify.)
It’s quick to sign up and easy to use!
additional benefits:
- Immediate access to your debit card when you open an account in one of our branches
- Free access to SavvyMoney a comprehensive credit score program that helps you stay on top of your credit
- Unlimited checks
- No monthly fees even if you don’t meet the monthly dividend qualifications
How to qualify for your monthly cash back:
- Sign up for e-statements.
Go green and get your statements sent right to your e-mail. - Make at least 10 debit transactions per month.
To qualify, these transactions must be at least $5 each. - Set up direct deposit.
Deposit your monthly income directly into your account.
It couldn’t be simpler to get started… or more rewarding to enjoy.
*As of 12/26/19
**Annual Percentage Yield; effective 7/1/22
***For balances over $15,000, you’ll earn the same interest rate as our primary savings account.
Set up your Panorama Checking account today!
Panorama Checking
| Average Daily Balance | Dividend APY* |
|---|---|
| $0-15,000 | 3.00% |
| $15,000.01+ | 0.50%**** |
*APY (Annual Percent Yield)
**Monthly requirements for dividend pay out:
- Have at least 10 debit card purchases of $5 or more posted in each statement cycle
- Receive e-statements
- Have at least one direct deposit
****Rate corresponds to the rate associated with a primary savings account
Rates subject to change. Dividends paid monthly on average daily balance.