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Western Vista Federal Credit Union

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  • Routing Number: 307086714
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Home / Banking / Checking

Checking

We offer our members a variety of checking account options to best serve and support their financial needs. Not quite sure which checking account is the best fit for you? Stop by your local branch, or give us a call; we’d be happy to answer any questions you have!

Panorama Checking

The best checking account in town!

Members earn 3.0% APY* in dividends on balances up to $15,000, if all qualifications are met.** No minimum account balance is required. As an additional benefit, members receive nationwide ATM fee refunds.***

After the account has been opened for ninety (90) days the member may become eligible for Courtesy Pay (tiered overdraft protection). Refer to the Courtesy Pay disclosure for details.

***ATM refunds are only available on domestic ATMs. ATM refunds are subject to a maximum of $5.00 per qualifying fee incurred and $25.00 per qualification cycle.
Learn More

 

Panorama Checking

Average Daily BalanceDividend APY*
$0-15,0003.00%
$15,000.01+0.50%****

*APY (Annual Percent Yield)

**Monthly requirements for dividend pay out:
- Have at least 10 debit card purchases of $5 or more posted in each statement cycle
- Receive e-statements
- Have at least one direct deposit

****Rate corresponds to the rate associated with a primary savings account

Rates subject to change. Dividends paid monthly on average daily balance.

Vista First Checking

A checking account that puts you first!

Benefits:

  • Unlimited debit card transactions
  • 10 checks per month*

* Additional checks are $.20 each

Vista Free Checking

A checking account built around less fees!

  • Unlimited checks
  • Minimum $25 deposit required to open the account
  • Overdraft/Courtesy Pay access

Vista Relationship Checking

An account designed just for our most valued members!

Any combination of your savings, checking, term deposits, IRAs and/or auto loans, home equity loans, mortgage* loan accounts.

Relationship Benefits

  • Earn a competitive monthly interest rate based on your accounts average daily balance.
  • Unlimited check writing
  • Free online bill pay
  • No minimum balance

*Qualifying mortgage loans are those held in-house.

Vista Relationship Checking

TierAverage Daily BalanceAPY*
Tier 1$0-4,999.990.50%
Tier 2$5,000-9,999.990.50%
Tier 3$10,000-24,999.990.50%
Tier 4$25,000-49,999.990.50%
Tier 5$50,000+0.50%

Rates subject to change.
* Annual Percentage Yield

Horizon Debit

Here’s why high-schoolers love this free debit/checking account: As a Horizon Debit account holder, they’ll automatically be eligible to apply for Western Vista scholarships, as well as a $100 tuition reimbursement!

This account is for members under the age of 18.

TRUSTED IN WYOMING SINCE 1940

We’re proud to serve our members from three locations in Cheyenne and Casper. Stop by to see us any time; we love the opportunity to catch up with our members!

Contact Us
Western Vista Federal Credit Union
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Our Locations

3207 Sparks Road
Cheyenne, WY 82001
307-634-2197

1215 Storey Blvd.
Cheyenne, WY 82009
307-634-2197

1920 Thomes
Cheyenne, WY 82001
307-634-2197

3401 Eagle Drive
Casper, WY 82604
307-234-8194

LOAN PROCESSING OFFICE ONLY
586 Main Street, Suite A
Lander, WY 82520
307-330-9247

1-800-310-2197

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  • About
    • Hours
    • Team
    • Careers
  • Banking
    • Checking
    • Savings
    • CDs
    • Buy a Car
    • Credit Cards
    • Buy a House
    • Home Equity Loans
    • Personal Loans
    • IRAs
    • Western Vista Wealth Management
    • Insurance Services
  • Business
  • E-Services
    • Calculators
    • Online Banking
    • Mobile Banking
  • Membership
    • Applications
    • Credit Union Difference
    • Foundation
  • Rates
  • Contact
    • Routing Number
    • Locations
    • Lost/Stolen Cards
    • Search
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