Panorama Checking
The best checking account in town!
Members earn 3.0% APY* in dividends on balances up to $15,000, if all qualifications are met.** No minimum account balance is required. As an additional benefit, members receive nationwide ATM fee refunds.***
After the account has been opened for ninety (90) days the member may become eligible for Courtesy Pay (tiered overdraft protection). Refer to the Courtesy Pay disclosure for details.
***ATM refunds are only available on domestic ATMs. ATM refunds are subject to a maximum of $5.00 per qualifying fee incurred and $25.00 per qualification cycle.
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Panorama Checking
| Average Daily Balance | Dividend APY* |
|---|---|
| $0-15,000 | 3.00% |
| $15,000.01+ | 0.50%**** |
*APY (Annual Percent Yield)
**Monthly requirements for dividend pay out:
- Have at least 10 debit card purchases of $5 or more posted in each statement cycle
- Receive e-statements
- Have at least one direct deposit
****Rate corresponds to the rate associated with a primary savings account
Rates subject to change. Dividends paid monthly on average daily balance.
Vista First Checking
A checking account that puts you first!
Benefits:
- Unlimited debit card transactions
- 10 checks per month*
* Additional checks are $.20 each
Vista Free Checking
A checking account built around less fees!
- Unlimited checks
- Minimum $25 deposit required to open the account
- Overdraft/Courtesy Pay access
Vista Relationship Checking
An account designed just for our most valued members!
Any combination of your savings, checking, term deposits, IRAs and/or auto loans, home equity loans, mortgage* loan accounts.
Relationship Benefits
- Earn a competitive monthly interest rate based on your accounts average daily balance.
- Unlimited check writing
- Free online bill pay
- No minimum balance
*Qualifying mortgage loans are those held in-house.
Vista Relationship Checking
| Tier | Average Daily Balance | APY* |
|---|---|---|
| Tier 1 | $0-4,999.99 | 0.50% |
| Tier 2 | $5,000-9,999.99 | 0.50% |
| Tier 3 | $10,000-24,999.99 | 0.50% |
| Tier 4 | $25,000-49,999.99 | 0.50% |
| Tier 5 | $50,000+ | 0.50% |
Rates subject to change.
* Annual Percentage Yield
Horizon Debit
Here’s why high-schoolers love this free debit/checking account: As a Horizon Debit account holder, they’ll automatically be eligible to apply for Western Vista scholarships, as well as a $100 tuition reimbursement!
This account is for members under the age of 18.