Rates

Savings Rates

Primary Savings

Balance	APY*
$49.99-$499.99	0.06%
$500-$4,999.99	0.06%
$5,000-$9,999.99	0.06%
$10,000+	0.06%

Rates subject to change.
* Annual Percentage Yield
Minimum balance of $25 required to maintain credit union membership.

Liquid Gold Savings

Balance	APY*
<$50,000	0.20%
$50,000-$99,999	0.30%
$100,000-$249,999	0.65%
$250,000+	1.25%

Rates subject to change.
$100,000 minimum average daily balance to avoid a monthly low balance fee of $15.
Dividends paid monthly on average daily balance.
*Annual Percentage Yield

Money Market

Balance**	APY*
$0-$2,499	0.10%
$2,500-$24,999	0.15%
$25,000-$49,999	0.20%
$50,000-$99,999	0.30%
$100,000+	1.25%

Rates subject to change.
* Annual Percentage Yield
**An average daily balance of $2,500 must be maintained to avoid a monthly service charge of $5.

Horizon Savings

Balance	APY*
$0-$2,499	0.90%
$2,500+	1.10%

Rates subject to change.
* Annual Percentage Yield

Rainbow Savings

Account	APY*
Rainbow Share	0.20%
Rainbow Roth IRA	0.20%
Rainbow Regular IRA	0.20%
Rainbow Educational IRA	0.20%

Rates subject to change.
$25 minimum monthly deposit required.
Dividends paid monthly on average daily balance.
Limited withdrawals.
* Annual Percentage Yield

Checking Rates

Panorama Checking

Average Daily Balance	Dividend APY*
$0-15,000	3.00%
$15,000.01+	0.06%****

*APY (Annual Percent Yield)

**Monthly requirements for dividend pay out:
- Have at least 10 debit card purchases of $5 or more posted in each statement cycle
- Receive e-statements
- Have at least one direct deposit

****Rate corresponds to the rate associated with a primary savings account

Rates subject to change. Dividends paid monthly on average daily balance.

Vista Relationship Checking

Tier	Average Daily Balance	APY*
Tier 1	$0-4,999.99	0.05%
Tier 2	$5,000-9,999.99	0.05%
Tier 3	$10,000-24,999.99	0.05%
Tier 4	$25,000-49,999.99	0.05%
Tier 5	$50,000+	0.05%

Rates subject to change.
* Annual Percentage Yield

Certificate Rates

Certificate of Deposit

Term	Balance	APY*
6 Mos.	$500+	1.75%
12 Mos.	$500+	2.25%
18 Mos.	$500+	3.00%
24 Mos.	$500+	3.25%
36 Mos.	$500+	2.35%
48 Mos.	$500+	2.45%
60 Mos.	$500+	2.50%
7 Mos. Special	$0.01+	2.00%
9 Mos. Special	$0.01+	2.50%
11 Mos. Special	$0.01+	2.75%
17 Mos. Special	$0.01+	3.50%

Rates subject to change.
* Annual Percentage Yield.

IRA Savings

Balance	APY*
No Minimum	0.05%

Rates subject to change.
*Annual Percentage Yield

Traditional & ROTH IRA

Term	APY*
6 Mos.	1.75%
12 Mos.	2.25%
24 Mos.	3.25%
36 Mos.	2.35%
48 Mos.	2.45%
60 Mos.	2.50%
7 Mos. Special	2.00%
9 Mos. Special	2.50%
11 Mos. Special	2.75%
17 Mos. Special	3.50%

Rates subject to change.
$500 minimum deposit amount.
* Annual Percentage Yield

Loan Rates

Automobiles

Vehicle Year	Rate as low as	Term
2019 and Newer	5.10% APR*	66 Mos.
2014-2018	5.25% APR*	66 Mos.
2013 and Older	7.13% APR*	60 Mos.

Rates subject to change.
*Annual Percentage Rate.