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Western Vista Federal Credit Union

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Home / Banking / Checking / Panorama Checking

Panorama Checking

We’ve never been this excited about an account before, and trust us… it’s not just because we’re “bank people.”

Panorama Checking Account

Come enjoy the view from the best checking account in town: Panorama Checking!*

This account is truly the best of the best, with no monthly fees and a guaranteed 4.5% APY** dividend each month you qualify.

Each QUaLIFICATION cycle, you’ll enjoy: 
  • 4.5% APY dividend (a.k.a. cash back) on account balances up to $15,000***
  • Up to $25 in ATM fee refunds (limit $5 per transaction) within the U.S.

(And when we say 4.5%, that’s exactly what you’ll get! No complicated tiers — 4.5% back on balances up to $15,000 every single month you qualify.) 

It’s quick to sign up and easy to use!

additional benefits:
  • Immediate access to your debit card when you open an account in one of our branches
  • Free access to SavvyMoney a comprehensive credit score program that helps you stay on top of your credit
  • Unlimited checks
  • No monthly fees even if you don’t meet the monthly  dividend qualifications
How to qualify for your monthly cash back:
  • Sign up for e-statements.
    Go green and get your statements sent right to your e-mail.
  • Make at least 10 debit transactions per month.
    To qualify, these transactions must be at least $5 each.
  • Set up direct deposit.
    Deposit your monthly income directly into your account.

Terms & Conditions

It couldn’t be simpler to get started… or more rewarding to enjoy. 

*As of 10/1/24
**
Annual Percentage Yield
***For balances over $15,000, you’ll earn .02% APY
Set up your Panorama Checking account today!
  • This field is for validation purposes and should be left unchanged.

Panorama Checking

Average Daily BalanceDividend APY*
$0-$15,0004.50%
$15,000.01+0.02%

*APY (Annual Percent Yield)

**Monthly requirements for dividend pay out:
- Have at least 10 debit card purchases of $5 or more posted in each statement cycle
- Receive e-statements
- Have at least one direct deposit

Rates subject to change. Dividends paid monthly on average daily balance.

TRUSTED IN WYOMING SINCE 1940

We’re proud to serve our members from three locations in Cheyenne and Casper. Stop by to see us any time; we love the opportunity to catch up with our members!

Contact Us
Western Vista Federal Credit Union
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Our Locations

3207 Sparks Road
Cheyenne, WY 82001
307-634-2197

1215 Storey Blvd.
Cheyenne, WY 82009
307-634-2197

1920 Thomes
Cheyenne, WY 82001
307-634-2197

3401 Eagle Drive
Casper, WY 82604
307-234-8194

1-800-310-2197

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