85 Reasons

85 Years. 85 Reasons. One Incredible Credit Union.

As we celebrate our 85th anniversary, explore 85 reasons why now is the perfect time to be a Western Vista member.

SPECIAL 85th ANNIVERSARY PERKS

Through the end of the year, we’re reducing rates by up to .85% APR (Annual Percentage Rate) on auto and RV loans from other financial institutions.
Commercial members (including non-profits!) can earn 8.5% APY (Annual Percentage Yield) on up to $5,000 for three months.
New Panorama Checking and Horizon Debit accounts are eligible to receive an $85 bonus.

PHILOSOPHY

4. We believe in the credit union philosophy of people helping people.
5. Our mission is simple: Your finances. Our focus.
6. Members aren’t transactions; they’re relationships.
7. We treat questions like conversations, not transactions.
8. Our team is here to help, not just in the highs of your life, but even during the lows.
9. We believe in “How can we help?” rather than “That’s policy.”
10. We don’t do “bare minimum,” we do above and beyond.
11. Where else can you get a loan and be invited to a barbecue?
12. We understand the value of a magnetic chip clip. IYKYK.
13. We celebrate your milestones with you (sometimes with cake).
14. You don’t need a suit and tie to feel welcome here.
15. Community-first values – Value, Integrity, Service, Trustworthiness and Accountability

PEOPLE

16. Our CEO cooks a mean burger (with cheese or without).
17. We have an award-winning marketing team.
18. Our mortgage lenders are legendary, turning houses into homes.
19. We answer the phone with a smile (you can hear it).
20. Our team will remember your dog’s name—and maybe even their birthday.
21. The volunteers who serve on our board of directors and supervisory committee are second-to-none.
22. Our branch staff genuinely cares about YOU.

ESTABLISHED & TRUSTED

23. 85 years in the game—longevity like that doesn’t happen by accident.
24. We were built by our members, for our members. We are here to serve you!
25. Your grandma is a member. And granny knows best!
26. We are focused on Main Street, not Wall Street. We are where our members are.
27. We offer local decisions by people who live here, just like you!
28. When you succeed, we succeed—that’s how credit unions work.
29. When the economy shifts, we stay steady.
30. Our board of directors are members too, so your interests come first.

LOANS, ACCOUNTS & PRODUCTS

31. Our credit card rates are super competitive. Don’t believe us? Check the source.
32. Credit card rewards? Yes, please!
33. We offer land loans (because, Wyoming).
34. Our business banking solutions are perfectly designed for Wyoming entrepreneurs, small businesses and non-profit organizations.
35. We support our members’ dreams, no matter how big or small they may be. From first cars and home loans to a savings account for your kids, we’re here for you!
36. It’s never too early to “make cents” of money—our Horizon accounts are perfect for young members.
37. Checking accounts that actually check out—for consumers and businesses.
38. Money market options that flex with you.
39. Retirement planning resources at your fingertips.
40. First-time homebuyer? We’ve got loans designed just for you.
41. Working to establish credit and need a car? We can help!
42. We help kids open their very first savings accounts (and beam with pride when they drop in their first dollar).

MEMBER PERKS

43. Fewer “gotcha” fees, more “We’ve got you!” vibes.
44. FREE financial calculators that make sense of cents.
45. FREE credit score monitoring.
46. We offer one-time tuition assistance of $100 to make college a little easier.
47. Member-only travel perks through Credit Union Travel.

CONVENIENCE & TECH

48. Digital wallets = no bulky wallet or purse required!
49. Remote check deposit—pajamas and messy hair welcome!
50. Tap to pay makes checkout a breeze.
51. A mobile app that works as hard as you do.
52. Card control from your phone—because life happens.
53. Can’t call? Send us a text! We’re available by phone or text at 1-800-310-2197.
54. Shared branching provides coverage nationwide!
55. Three branches in Cheyenne, two in Casper—plus thousands of ATMs nationwide.
56. Extended hours (including Saturday) because life doesn’t happen exclusively from 9 to 5.
57. You can apply for a loan in your slippers (we won’t tell).

SECURITY

58. The NCUA federally insures your deposits up to $250,000.
59. Account security is paramount to us–even if you forget your password three times in one week!
60. Fraud monitoring that watches out for you.
61. Secure online banking with peace of mind built in.
62. Extra layers of protection without extra layers of hassle.
63. Your trust is our biggest asset.

COMMUNITY

64. We don’t just talk about community—we live it every day.
65. We show up at local events because we love them as much as you do.
66. We support local dreams and local doers.
67. “Enrich the communities we serve” is an important part of our vision. Each year, we donate tens of thousands of dollars to local non-profits.
68. Our donations stay local, where they make the biggest impact.
69. Our employees are living examples of who we are as a company; they volunteer thousands of hours every year!

EDUCATION

70. Part of our vision statement is “Encourage financial success. We’re big on financial literacy—-for kids, teens AND adults!
71. We offer scholarships to young people pursuing higher or vocational education.
72. We partner with local schools because we believe in education.
73. We host workshops that make money make sense.
74. We help little piggy banks grow into big futures through financial education partnerships.

WE KNOW WYOMING

75. We know duct tape can fix almost anything… but your finances deserve better.
76. We know that wide-open spaces deserve wide-open opportunities.
77. Our ATMs don’t judge your late-night burrito runs.
78. We know “wind insurance” should be a thing.
79. We get that snow tires aren’t optional.
80. We understand mud season AND rodeo season.
81. Our members ride horses and drive trucks, and we understand both.
82. Wyoming sunsets never get old—and neither will we (even after 85 years).
83. Yes, we’ve seen antelope cross the highway during lunch hour, too.
84. Coffee tastes better when the wind chill is -20, and we get that. Need a cup? Let us know!